Banking review
Review authorized accounts and statement activity before any accounting action.
BANKING CENTER
Bank statements
Review each bank statement activity item before adding it to SmartBook.
SmartBook sign in
SIGN IN
Sign in to access the accounting workspace available to your role.
Add a bank account for review
Record only the name and last four digits; never enter the full account number.
Authorized accounts—From your staging session
Statement filesWaitingCSV preview · PDF inspection only
Bank connectionWaitingPlaid, when configured
OPERATIONS
How would you like to add activity?
FROM A FILE
Bank statement intake
Choose an authorized CSV or PDF statement for a safe local intake check. Nothing is matched automatically.
CSV format and confirmation guide
Accepted: UTF-8 CSV with comma, semicolon, tab, or pipe separators; one transaction per line. Required columns: Date, Description, and either Amount or both Debit and Credit. Optional columns include Posted Date, Reference, Check, and Pending. Dates must be YYYY-MM-DD or an unambiguous slash date. Amounts use cents precision (for example 123.45); a negative Amount is a debit.
Preview is not saved. Import and For review are separate authorized actions and are not available from this intake panel. PDFs are inspection only and never generate normalized transaction rows automatically.
FROM YOUR BANK
Connect with Plaid
Authorize a bank connection and review activity before adding it to accounting.
Plaid disabledBank connections require server configuration.
Select an authorized account in the form first. Never enter your bank password here.
Connections
Activity for review
These candidates are not confirmed transactions.
| Date | Protected description | Amount | Status |
|---|
READ-ONLY BANKING
Import history
Read-only import metadata. Opening detail never imports, confirms, reverses, or changes accounting.
Waiting for banking session…
| Date | Account | Source | Rows | Status |
|---|
SELECTED DOCUMENT
Statement review
| Date | Direction | Amount | Review |
|---|
FOR REVIEW
Bank activity awaiting a manual link
CSV rows appear here only after an authorized user explicitly sends them for review. They are not accounting entries and no link is confirmed automatically.
| Date | Description | Direction | Amount | Status | Suggestions |
|---|---|---|---|---|---|
| Sign in to view reviewable bank activity. | |||||
HUMAN BANKING REVIEW
Review queue
Suggestions never create a match, payment, link, proposal, or journal entry. Record payment and link remains a separate explicit confirmation.
Sign in to load the review queue.
| Date | Description / reference | Account | Direction | Amount | Status | |
|---|---|---|---|---|---|---|
| Sign in to view reviewable activity. | ||||||
REVIEW DETAIL
Review item
PERIOD RECONCILIATION
Close bank reconciliation
Clearing a movement never creates a payment, link, match, proposal, rule, or journal entry. A close is available only at zero difference.
Sign in to begin.
| Cleared | Date | Description / reference | Direction | Amount |
|---|---|---|---|---|
| Create a reconciliation session to see candidate movements. | ||||
MANUAL RECONCILIATION
Bank reconciliation
Select each bank movement yourself. No payment, match, proposal, or journal entry is created.
Sign in to begin.
| Selected movement | Date | Direction | Amount |
|---|
| Select | Date | Description / reference | Direction | Amount |
|---|
READ-ONLY HISTORY
Reconciliation history
Finalized records and drafts are shown without controls to change them.
Sign in to load reconciliation history.
| Account | Date | Status | Declared balance | Total selected | Difference | Details |
|---|---|---|---|---|---|---|
| No history loaded. | ||||||
IMMUTABLE RECORD
Reconciliation detail
| Date | Description / reference | Direction | Amount |
|---|---|---|---|
| No selected movements. | |||
SAVED DOCUMENT
Document received
- Imported
- Rows to review
- Bank transactions for review
- Manually linked / Unlinked
- Document
- Identifier
- Status
Before you import
Redacted row examples
| Row | Date | Description | Direction | Amount | Flags |
|---|
Rows to correct
Rows for review
| Date | Protected description | Amount | Review |
|---|
OVERVIEW
Today in SmartBook
Review real company activity and continue the work that needs attention.
Sign in to view real company data.
Loading authorized work…
Accounting
The chart and journal review load only from authorized APIs.
Receivables
Authorized issued-invoice balance is loading.
Payables
Authorized registered-expense balance is loading.
SALES
Sales workspace
Manage customers, estimates, invoices, and receivables. Issuing an invoice is explicit and makes it read-only.
Sign in to Banking to view Sales.
Customers
| Name | Status | ||
|---|---|---|---|
| No data loaded. | |||
Draft invoice
The server calculates the total.
Invoices and manual collections
Manual payments are user-confirmed records, not bank verified, and do not update reports automatically.
| Number | Customer | Status | Total | Paid / due | |
|---|---|---|---|---|---|
| No data loaded. | |||||
Recurring invoices
Templates create drafts only. Nothing is issued, paid, registered, or posted automatically.
Loading recurring invoices…
| Name | Customer | Cadence | Status | |
|---|---|---|---|---|
| No templates loaded. | ||||
Load Sales to view receivables.
| Invoice | Customer | Due date | Paid | Outstanding | Status |
|---|---|---|---|---|---|
| No receivables loaded. | |||||
EXPENSES
Expenses workspace
Manage vendors, draft expenses, and payables. Registering an expense is explicit and makes it read-only.
Sign in to Banking to view Expenses.
Vendors
| Name | Status | ||
|---|---|---|---|
| No data loaded. | |||
Draft expense
The server calculates the total.
Expenses and manual payments
Manual payments are not bank verified and do not create accounting entries or update reports automatically.
| Date | Vendor | Description | Status | Total | Paid / due | |
|---|---|---|---|---|---|---|
| No data loaded. | ||||||
Recurring bills
Templates create drafts only. Nothing is issued, paid, registered, or posted automatically.
Loading recurring bills…
| Name | Vendor | Cadence | Status | |
|---|---|---|---|---|
| No templates loaded. | ||||
Load Expenses to view payables.
| Expense | Vendor | Due date | Paid | Outstanding | Status |
|---|---|---|---|---|---|
| No payables loaded. | |||||
ACCOUNTING
Accounting workspace
Authorized company records only. Banking never creates journal entries automatically.
Sign in to Banking to view Accounting.
Cash Flow classifications
Classify company chart accounts explicitly. This does not change journals or balances; the indirect Cash Flow Statement remains incomplete until all relevant accounts and reconciliation rules are certified.
Sign in to review account classifications.
| Account | Type | Cash / bank | Activity | Version | |
|---|---|---|---|---|---|
| No classifications loaded. | |||||
Company-scoped events from Sales, Expenses, Banking, and Accounting. Sensitive event payloads are not displayed.
Sign in to view company audit events.
| Date | Actor | Action | Module | Reference | Result |
|---|---|---|---|---|---|
| No audit events loaded. | |||||
Chart of Accounts
| Code | Account | Type | Actual balance |
|---|---|---|---|
| No data loaded. | |||
Manual journal entry
The server verifies that the accounts belong to your company and the entry balances.
Choose an account to view posted activity.
| Date | Memo / description | Debit | Credit | Entry |
|---|---|---|---|---|
| No activity loaded. | ||||
ACCOUNTING ADJUSTMENT
Manual journal
Create a balanced proposal for review. It affects reports only after an authorized reviewer posts it.
Sign in with journal posting permission to create an adjustment.
Company account mapping
Choose existing active company accounts. Missing mappings block preparation.
This is a read-only accounting view. It shows issued invoice tax, posted proposal support, and the mapped liability balance. It does not indicate tax filed, paid, or remitted.
Sign in to load recorded sales tax.
| Date | Invoice | Base | Tax | Total | Proposal | Liability account | Ledger |
|---|---|---|---|---|---|---|---|
| No recorded sales tax loaded. | |||||||
Journal review queue
Proposals stay out of reports until an authorized reviewer posts them. Posted entries are immutable.
| Source | Date | Amount | Lines | Balance | Status / block | Review |
|---|---|---|---|---|---|---|
| No proposals loaded. | ||||||
General Ledger
| Date | Memo | Debit | Credit |
|---|---|---|---|
| No posted entries. | |||
REPORTS
Financial reports
Published journal entries only. Draft sales and expenses are intentionally excluded.
Sign in to load company reports.
Choose a complete date range to calculate cash flow.
Reconciliation not calculated.
| Section | Account / adjustment | Amount |
|---|---|---|
| No statement calculated. | ||
| Net change in cash | — | |
Load a Cash Flow report to review its historical snapshots.
| Created | Range | Status | Hash | Export |
|---|---|---|---|---|
| No snapshots loaded. | ||||
This read-only drill-down loads the complete published entry from the authorized company API.
Trial Balance
Posted activity only. Opening and closing balances include activity before the selected start date. Account totals are aggregated; no entry reference is returned for a safe drill-down.
| Code | Account | Opening | Period debit | Period credit | Closing |
|---|---|---|---|---|---|
| No report loaded. | |||||
| Closing totals | — | — | |||
General Ledger
Published rows include a safe entry reference. Viewing a detail never changes the entry.
| Date | Account | Memo | Debit | Credit | Running balance | Detail |
|---|---|---|---|---|---|---|
| No report loaded. | ||||||
Profit & Loss
No report loaded.
Amounts are account aggregates; the report does not return an entry reference for a reliable drill-down.
| Type | Account | Amount |
|---|---|---|
| No posted activity in this period. | ||
Balance Sheet
No report loaded.
Balances are aggregated as of the selected date; no entry reference is returned for a reliable drill-down.
| Section | Account | Amount |
|---|---|---|
| No posted balances at this date. | ||
CENTRAL ACCESS
Administration
Manage this company’s access and review its administrative activity.
Administration data has not loaded.
Authorized companies
Company users
Only account names, membership state, assigned roles, and versions are shown.